Danielle sat down with a sigh, discouraged and exhausted. The day had proven frustrating. With only forty dollars left in her wallet, she desperately needed to find a bank to cash her paycheck. She was living in a new city with no local bank of her own - and the banks were not eager to help her. For more than two weeks, she made attempt after attempt - to no avail. With her cash supply dwindling fast, she had no other resources. How could she continue to support herself and her two children? She wondered just how much longer she and her children could get by on the little money they had left.